Funding Rules
How and when settled card funds are paid out to your bank account
Funding rules govern when settled card funds leave the processor and how they land in your bank account — the settlement-to-deposit timing, the destination account, and any holds or reserves.
What controls funding today
Until a dedicated funding-rules surface is confirmed, three existing controls determine how funds move:
| Control | What it governs | Where |
|---|---|---|
| Auto-close time | When open batches settle each day, which starts the funding clock | Settlement & Funding |
| Deposit bank account | The destination account for funded deposits | Merchant Configuration |
| Funding timeline & reserves | Days-to-deposit and any held amounts | Processor configuration (contact Account Management) |
Confirm what you were funded
Reconcile expected vs. actual card deposits through the Acquiring Report API, using the path for your processor:
- Settled batches — Batch report: TSYS or First Data.
- Card funding — ACH report: TSYS or First Data.
For ACH funding activity and returns, and the full report catalog, see Reports & Reconciliation.
See also
- Settlement & Funding: the capture-to-deposit lifecycle
- Merchant Configuration: set the deposit bank account
- Reports & Reconciliation: ACH funding, sales, and activity reports
Updated 9 days ago
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